Press release

OPTI CREDIT CARD – A MUST-HAVE FOR YOUR WALLET APPLY ONLINE FOR A CREDIT CARD BY FINCOMBANK TODAY

17 april, 2019

FinComBank S.A. presents the OPTI credit card, which is a product that helps you make shopping anytime you need, directly from the shop or online, in the country or abroad. Do not think about how much money you have in your wallet or how many days you have to wait until your salary. If you apply online for a credit card, you can use it for shopping in the mall or shopping online, also you can use it when you travel with friends or plan a family holiday.

If you have an OPTI credit card, you do not need to go to the bank every time when you need money. Apply online for a credit card on fincombank.com, receive an SMS with a preliminary decision about getting the credit, come to the Bank to complete the necessary documents and pick up your credit card. For 3 years you will be able to use an OPTI credit card when you need it. If you return the used loan during the grace period, you do not have to pay any extra money, because the interest rate is zero.

Apply ONLINEand use the benefits of an OPTI credit card:

    *free opening of the credit card;

    *free loan if you return the used money within 60 days;

    *credit limit up to 150 000 MDL.

The OPTI credit cardfrom FinComBank S.A. gives you unlimited access to a wide range of online banking services and products:

    *FinComPay Internet Banking - manage online your accounts, pay for utilities and for other services, as the mobile communications and the Internet, manage your expenses and find out more details about your loan;

    *Transfer from card to card (P2P) - transfer the money from your card to another card of any bank in the country or abroad, in national or foreign currency, transfer between the cards of the same payment system (VISA → VISA; Mastercard → Mastercard) or different payment systems (VISA → MasterCard; Mastercard → VISA);

    *Fast ONLINE Transfer (T2C) - receive money from abroad directly on your OPTI credit card without leaving your home. The service is available on the Bank’s website, 24/7, from any gadget;

    *SMS Notification - a service that allows you to be aware of all transactions on your credit card.

Loan payment method types

FinComBank S.A. offers a choice of several ways to pay the credit:

    *Using the service Transfer from Card to Card (P2P) on the Bank's websites: fincombank.com or fincompay.com. You can pay the loan by transferring the required amount from any other card that was opened by any bank from Moldova;

    *Using the service Fast Online Transfer (T2C). It allows you to pay the loan if you receive money from abroad directly to your OPTI credit card. The service is also available on fincombank.com or fincompay.com;

    *Conventional methods of payments through the FinComPay Internet Banking or at the Bank’s cash desks.

The OPTI credit card uses the latest modern technologies as 3D-Secure, which helps to prevent fraud in online transactions. It is developed in accordance with the security standards of international payment systems Mastercard WorldWide and VISA International. The OPTI credit card allows you to pay for purchases super-quick via Contactless technology. You do not need to insert the card into the POS-terminal when you pay for a product or service. Moreover, it is a no-fuss way to pay without entering the PIN code for items costing up to 500 MDL (for MasterCard) or 700 MDL (VISA).

With an OPTI credit card, you can buy anything you want today, now. Apply ONLINE for a credit card from home or office. Simple and fast!

Find out more information on the Bank’s website.

Please contact us for more information:
Tel. (+ 373-22) 26-99-99
Email:
fincom@fincombank.com

website: www.fincombank.cоm

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